Lake Ariel Realty

Learning doesn’t stop after high school, especially when it comes to financial lessons that will set the stage for financial freedom for years to come.

If you’re getting ready to send your child off to college, the military or straight into a job, set them up for success by ensuring that they know the following money skills:

A cellphone bill is an expense almost everyone has to pay each month. Even if you set up automatic payments to make paying it easier, it’s still money you have to come up with monthly—and it can be a big bill.

Here are five ways to lower your cellphone bill:

If you’re like most college graduates, odds are you left school with more than a degree and fond memories: You probably racked up student loan debt.

For many Americans, this debt totals tens of thousands of dollars and often feels like a huge financial weight. Furthermore, repaying student loans can take some borrowers over 20 years. To help alleviate that burden and pay off your student loans faster, here are six strategies to consider:

A certificate of deposit (CD) is a product that gives an investor a fixed interest rate for anywhere from three months to five years. The longer the term, the higher the rate. CDs generally have higher interest rates than savings accounts, but money must be kept in a CD until its maturity date. If it’s withdrawn before then, a penalty applies. CDs are FDIC-insured, which makes them safer than investing in the stock market. In order to maximize returns while maintaining liquidity, investors often...

If you’re burdened by debt, the stress of having bills you can’t pay and receiving calls from creditors can be overwhelming. You might even be considering declaring bankruptcy. Before you take such a drastic step that could significantly lower your credit score and limit your future financial options, look for other solutions.