Lake Ariel Realty

If you pay your credit card bill in full each month and don’t pay interest, you’re using your credit wisely.

You’re not only getting a free 50-day loan through a credit card’s grace period, but you can get some of the best credit card rewards without having to pay the high interest rates that usually accompany the best rewards cards.

Low-interest credit cards can offer modest rewards. High-interest cards, however, usually offer higher rewards, such as more airline miles, points or cash back.

We’ve all felt the effects of inflation, whether through higher gas prices or spending more on food at the grocery store, but it’s left many of us wondering what it means for the housing market. While inflation can be somewhat unpredictable, we can look at a few key ways it’s been known to impact the housing market. Through this, we can better understand what it means for homeowners and homebuyers.

What is inflation?

You’ve probably heard that spring and summer are the best times to buy a new home. It’s true that those seasons tend to be the hottest for the housing market, with people wanting to sell or buy before fall starts. But fall is still a wonderful time to find your next property, especially if you’re looking for one by the water. Here are just a few reasons why fall is a good time to purchase a waterfront property.

There’s plenty of properties to choose from with less competition

Learning doesn’t stop after high school, especially when it comes to financial lessons that will set the stage for financial freedom for years to come.

If you’re getting ready to send your child off to college, the military or straight into a job, set them up for success by ensuring that they know the following money skills:

A cellphone bill is an expense almost everyone has to pay each month. Even if you set up automatic payments to make paying it easier, it’s still money you have to come up with monthly—and it can be a big bill.

Here are five ways to lower your cellphone bill:

Has your spending gotten a bit out of hand? Are you trying to save up for a vacation or new home? If money is scarce by the end of every pay period, you may need to find a few creative ways to become a more efficient spender–and that means forming spending habits that come as naturally as paying your monthly bills.

U.S. News & World Report suggests test-driving a few of these ideas for living within your means:

Some unscrupulous lenders use abusive practices, known as predatory lending, to trap borrowers in loans they can’t afford. Those lenders target vulnerable groups, make misleading claims and conceal the true cost of their loans.

Types of Predatory Lending
It’s legal for lenders to charge borrowers with bad credit high interest rates since they’re riskier than customers with good credit. Predatory lenders deliberately target people with bad credit and charge them exorbitant interest rates.