Lake Ariel Realty

Life insurance doesn’t have to only be used when you pass away. A permanent life insurance policy gains cash value, which is money you can withdraw while you’re still living.

The money you borrow from the policy reduces the death benefit of the policy if you don’t repay the loan while you’re living. If the loan isn’t paid back before the insured person passes away, the loan amount plus any interest owed is subtracted from the amount the beneficiaries would receive from the death benefit.

$25,000

SOLD!  Well done to our CENTURY 21® agent Leo Giombetti for assisting his clients sell their building lot with lake rights in Jefferson Township!  We'd love to be the first to congratulate the new owners and say "welcome to the neighborhood!" 

Our agents will work hard to help your Real Estate transactions go smoothly and quickly!  When you're ready to get started with your next move, give the professionals a call at CENTURY 21 Select Group (570)689-2111. 

From the refrigerator to the dishwasher, your home appliances help make life a little more manageable. However, you may not stop to think about how long you’ve owned these devices until it’s too late. Use this guide to learn about the life spans of your home’s appliances and ways you can make them last longer.

How to determine an appliance’s age

A cellphone bill is an expense almost everyone has to pay each month. Even if you set up automatic payments to make paying it easier, it’s still money you have to come up with monthly—and it can be a big bill.

Here are five ways to lower your cellphone bill:

Only about 1 percent of Americans are audited in a given year, and most of those are weighted toward people with high incomes. Still, it’s something you don’t want to take a chance on. 

Retired taxpayers should be aware of some red flags that could lead to an IRS audit. And we’re talking about more than a few math errors, which may draw an IRS inquiry on their own, but are unlikely to result in a complete exam of their tax returns.

Here are some red flags worth knowing: 

Do yourself and your family a favor and plan a night in, filled with fun and laughter, with a good old-fashioned family game night. Instead of spending money at a restaurant, surrounded by strangers, stay home and enjoy the company of your loved ones. Hosting a game night is a great way for your entire family to bond and make life-long memories. 

Here are five ideas for your next family game night.