Lake Ariel Realty

Your investing style and tolerance for risk can help determine what type of stock mutual funds you invest in. The two main types of funds — growth and value — have different characteristics that can match your investing style.

Owning a mix of both funds is probably a smart move, but it can still be worthwhile to understand how each fund works. Here are some short explanations of growth vs. value funds:

Characteristics

We’ve all felt the effects of inflation, whether through higher gas prices or spending more on food at the grocery store, but it’s left many of us wondering what it means for the housing market. While inflation can be somewhat unpredictable, we can look at a few key ways it’s been known to impact the housing market. Through this, we can better understand what it means for homeowners and homebuyers.

What is inflation?

The fall often brings cozy decor, tasty food, and fun celebrations into your home—but it can also be a time for tracking in wet leaves, mud, and other markers of the changing weather. Keeping up with maintenance in your mudroom or entryway is of the utmost importance to prevent any potential damage to your interior.

If you don’t already have a dedicated mudroom, you can still reap the benefits of upgrading your entryway for the season ahead.

Wipe your feet  

If you purchased your home as a two-income family, the prospect of living on only one income can be daunting if not downright scary.

But don’t despair if a sudden job loss, a new baby, or some other life circumstance is putting you in that position. Take a deep breath, take some time to consider, and review these tips from Parents Magazine:

You may be working really hard at eating healthier but, try as you might, you just can’t consume all your fruits and veggies before they go bad. For those of us who can’t fit in frequent trips to the grocery store or farm stand, it can be frustrating—and costly—to watch your fresh produce get soft or moldy at the end of every week. 

Identity theft affects millions of Americans every year, with thieves draining people’s bank accounts, destroying credit scores and even ruining reputations. Unfortunately, many victims aren’t aware of an issue until significant damage is done, but by learning the telltale signs of identity theft, you have a much better chance of detecting any problems before it’s too late.

LifeLock, a part of credit reporting agency TransUnion, suggests watching out for the following red flags:

You’ve heard the warnings about global warming, you feel compassion for stranded polar bears and you worry about overwhelming the landfills. As a homeowner, you may not be ready for composting, but there are ways to become an eco-friendlier household.

Ecologists provide simple but useful tips that even the laziest activist can use to do their part in helping the environment: