From the refrigerator to the dishwasher, your home appliances help make life a little more manageable. However, you may not stop to think about how long you’ve owned these devices until it’s too late. Use this guide to learn about the life spans of your home’s appliances and ways you can make them last longer.
How to determine an appliance’s age
If your home came equipped with appliances, you might be a little lost when it comes to knowing exactly how old they are. However, you can look up an...A cellphone bill is an expense almost everyone has to pay each month. Even if you set up automatic payments to make paying it easier, it’s still money you have to come up with monthly—and it can be a big bill.
Here are five ways to lower your cellphone bill:
Switch to no contract. One of the big costs of a contract plan with your phone provider is paying a subsidized price so that you can get the latest phone every two years. Some companies run the contract for 30 months, which lowers the payme...Only about 1 percent of Americans are audited in a given year, and most of those are weighted toward people with high incomes. Still, it’s something you don’t want to take a chance on.
Retired taxpayers should be aware of some red flags that could lead to an IRS audit. And we’re talking about more than a few math errors, which may draw an IRS inquiry on their own, but are unlikely to result in a complete exam of their tax returns.
Here are some red flags worth knowing:
Not Reporting ll Taxabl...Do yourself and your family a favor and plan a night in, filled with fun and laughter, with a good old-fashioned family game night. Instead of spending money at a restaurant, surrounded by strangers, stay home and enjoy the company of your loved ones. Hosting a game night is a great way for your entire family to bond and make life-long memories.
Here are five ideas for your next family game night.
1. Card GamesFrom Go Fish to Rummy, card games are a classic family game night tradition. If you...A cold winter breeze infiltrating your home can chill you to your core. However, by making a few simple and cost-effective changes around your house, you can stay warm and cozy all winter long.
The New Year provides us the opportunity to make positive changes, a blank slate so to speak. While many are busy making personal improvements, January can actually be an ideal time to tackle minor updates to your house.
With a little creativity and patience, these easy and affordable projects will give your living space a much-needed facelift this year.
Replace outdated hardwareAlthough they’re highly desirable, kitchen renovations are expensive—thousands of dollars expensive. Instead of s...Has your spending gotten a bit out of hand? Are you trying to save up for a vacation or new home? If money is scarce by the end of every pay period, you may need to find a few creative ways to become a more efficient spender–and that means forming spending habits that come as naturally as paying your monthly bills.
U.S. News & World Report suggests test-driving a few of these ideas for living within your means:
Train yourself to change. Make small savings goals a part of your overall plan. One...