Charging too many expenses to your credit card can happen occasionally. It leads to what’s called a maxed out credit card, meaning you’ve gone over or are close to being over your assigned credit limit.
It doesn’t mean your financial world will come crashing down around you. But it is something to take notice of and deal with.
It’s okay to have a maxed out credit card if you plan on paying it off when your next credit card bill arrives. However, when your APR is applied to the balance, you ma...There’s nothing like the excitement of moving into a new home. There is a lot of promise to this fresh start, from decorating the living room to planning the first home improvement project. However, it’s essential not to overlook the importance of improving your home’s security after moving in. Use these tips to help heighten the safety of your new residence.
Even if your children are just a few years away from starting college, it’s not too late to start a college savings account. But it’s never too early to start one, either.
Saving for college is something parents may not think about, or act on, until their child is 7 years old or so. That’s better than starting when children reach high school, but a college fund can also be started at birth or earlier.
Money in 529 plan accounts—named from a section of the federal tax code—grows tax free and i...Advances in technology and a rise in entrepreneurship have made work-from-home situations much more common. Not only is it convenient (hello pajamas!), but it also saves a ton of time and gas commuting back and forth to an office each day. How can you stay productive in an environment that screams the opposite? Here are 10 simple ways to make working from home work for you:
1. Create a workspace. Some may already have a home office that designates where work is to be completed, but if you don’t...
Millions of pets go missing each year, and many are never reunited with their owners. If your pet has a collar and a tag engraved with its name and your contact information, the tag may become damaged and difficult to read, or the collar may fall off or be removed, making it impossible for someone who might find your pet to contact you. Microchipping is a simple solution.
How Does Microchipping Work?A microchip is an electronic chip around the size of a grain of rice that is enclosed in a glass...
Home safety is an important, even life-saving topic that you should teach your children about at an early age. If you educate your children on basic home safety principles when they’re young, the lessons will stick with them for a lifetime.
Learn to lock a deadbolt. Let your children know that the door should always be locked to keep them safe—even when they’re home. However, it’s important they also know how to unlock it in case of an emergency.
Arm and disarm the home security system. With th...Furnishing a new home can be an exciting project, albeit sometimes overwhelming. It’s a chance to put your interior design chops to the test with a fresh canvas and create an environment that leaves you feeling energized each day. If you want to give your living space a touch of enduring style, here are five iconic pieces of furniture that have stood the test of time.
Eames Lounge ChairDesigned by Charles and Ray Eames in 1956, this lounge chair is the perfect combination of form and function....