Lake Ariel Realty

Each year, thousands of children across the U.S. fall from windows and suffer serious injuries or death. Falls are most common among toddlers, who are curious and don’t recognize the potential danger. A child can be injured even in a fall from a first-floor window, but the chance of severe injuries or death increases with the height of a fall. Window guards can save children’s lives.

If you’re like most college graduates, odds are you left school with more than a degree and fond memories: You probably racked up student loan debt.

For many Americans, this debt totals tens of thousands of dollars and often feels like a huge financial weight. Furthermore, repaying student loans can take some borrowers over 20 years. To help alleviate that burden and pay off your student loans faster, here are six strategies to consider:

Your bathroom is a space you use every day. That’s why it’s important to make these rooms as appealing as possible when selling your house. By giving your bathroom some attention, potential homebuyers will be able to imagine themselves starting their morning in this room.

Declutter

Whether you adore your new carpet or can’t afford to replace it every few years, below are a handful of ways to extend the life of your carpet—even if you have kids and pets.

1. Lay down a rug in high traffic spots.  It may seem weird to lay a rug over your carpet, but in places that see a ton of foot traffic—like by the bed, couch or doorways—adding an extra layer of protection in the form of a rug or mat can seriously prolong your carpet’s life.

Some unscrupulous lenders use abusive practices, known as predatory lending, to trap borrowers in loans they can’t afford. Those lenders target vulnerable groups, make misleading claims and conceal the true cost of their loans.

Types of Predatory Lending
It’s legal for lenders to charge borrowers with bad credit high interest rates since they’re riskier than customers with good credit. Predatory lenders deliberately target people with bad credit and charge them exorbitant interest rates.

While some couples opt to keep things separate, sharing a credit card can help when it comes to streamlining household money management. But it isn’t always easy. Whether you add someone to your credit card as an authorized user or open a joint account, problems can pop up if you’re not careful. Here are three common ones to look out for:

A certificate of deposit (CD) is a product that gives an investor a fixed interest rate for anywhere from three months to five years. The longer the term, the higher the rate. CDs generally have higher interest rates than savings accounts, but money must be kept in a CD until its maturity date. If it’s withdrawn before then, a penalty applies. CDs are FDIC-insured, which makes them safer than investing in the stock market. In order to maximize returns while maintaining liquidity, investors often...